Vision for Life

Vision for Life allows you to plan for a secure future – even if the unthinkable happens.  By investing for the years ahead, you can prepare for your children’s education, a wedding, or even your retirement.  And in case the unforeseen happens and you are not here when that day arrives, the protection element of your plan will shield your loved ones against financial difficulties. 

It’s up to you how much you pay into the life cover element of your plan versus the investment element, and you can change the weighting at any time if your circumstances change.

Product Overview

  • Diverse investment opportunities offering potentially higher returns
  • Accelerate payouts every five years so you benefit from your policy’s value before it matures
  • High protection of up to $10 million. This is not affected by accelerated payouts – in the event of death the full insured amount will be paid to your beneficiaries
  • Guaranteed annual bonuses paid on the anniversary of your policy
  • Capital Growth Dividends increase your payout and your protection as cover is increased in line with the Dividends.
  • Other benefits include a basic set premium as well as a pension option.

Surrender values 
You can cash in your plan before it matures, subject to charges

Eligibility 
Minimum age 3 months, maximum age 65 years. There is a maximum maturity age of 95 years

Currency 
US Dollar

Face Amount 
Minimum $35,000, maximum $10 million

Gender 
Male and Female

Subject to policy terms and conditions

Saving for your future

Saving for your future

Individual Products

Our range of products for individuals

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